When it comes to car insurance, there’s more to do than just driving away with cans tied to pieces of yarn.
Car insurance and marriage go together like a horse and carriage! You can have one without the other, but it’s much better if you combine them. Statistically speaking, married couples get into far fewer accidents than their unmarried counterparts. It doesn’t necessarily that mean that once you say, “I do,” you magically become a better driver, but married couples tend to have safer driving habits. And when safe driving statistics are in your favor, you may be able to save! Call your insurance agent to tell them of the recent wedding bells that rang above your heads, you might be in for a pleasant surprise!
Combining Car Insurance Policies With Your Spouse
If you and your spouse have amazing driving records, and no recent gaps in coverage, chances are you’ll save some cash by combining your policies. Plus, fusing your policies on the same car will score you some rad discounts. (See: Multi-Car discount.)
If the both of you have different insurance companies, talk to both and see which company can give you the best coverage and the best price.
When to Not Combine Policies
Marriage doesn’t always mean you two have to share everything. You don’t share the same toothbrush because, hygienically, that’s incredibly disgusting. If one of you has a poor driving record, combining policies may actually end up costing you more. However, the multi-car discount may end up costing you less money.
If you married a “2 Fast 2 Furious”-Vin Diesel-type whose driving record is anything but perfect, keeping separate policies could actually end up costing you more. Why? Because insurance companies take into consideration the driving records of everyone in the household.
Whether you choose to tie your policy knot, or not, being insured for all your needs is important. For all of your car coverage needs to keep all of your vehicles protected,contact CV Mason Insurance Agency in Bristol, Connecticut. We will work with you to ensure you have the right amount of coverage, all at the right price to fit your budget.