(860) 583-4127
info@cvmco.com
C.V. Mason Insurance AgencyC.V. Mason Insurance AgencyC.V. Mason Insurance AgencyC.V. Mason Insurance Agency
  • Home
  • About Us
  • Services
    • Auto Insurance
      • Auto
      • Boat
      • Classic Car
      • Motorcycle
      • RV
      • Auto Insurance Farmington, CT
      • Auto Insurance Plainville, CT
      • Auto Insurance Southington, CT
    • Home Insurance
      • Condo
      • Home
      • High Value Home
      • Renters
    • Life Insurance
      • Life Insurance
      • Health Insurance
    • Commercial Auto
      • Commercial Auto
      • Auto Dealers
      • Fuel Oil Dealers
      • Snowplow
      • Trucking
    • Commercial Property
      • Commercial Property
      • Apartment Owners
      • Condo & HOA
    • Commercial Insurance
      • Business Insurance
      • Contractors
      • Landscaping
      • Liability
      • Manufacturers
      • Restaurant
      • Workers’ Compensation
    • Get A Free Quote
  • Client Support
    • Payments & Claims
  • Blog
  • Contact
    • Referral Program
    • Write A Review
  • GET A QUOTE

Auto Insurance Scams in 2022 to Watch Out For

    Home Auto Ins Auto Insurance Scams in 2022 to Watch Out For
    NextPrevious
    Car insurance policies scams

    Auto Insurance Scams in 2022 to Watch Out For

    By C.V. Mason Insurance Agency | Auto Ins | Comments are Closed | 12 January, 2022 | 0

    Finding the right auto insurance policy can be complicated at times. There are so many variables to consider. Criminals know this fact as well, which is why they are always looking for opportunities to cause trouble. Watch for these common scams while you research car insurance policies.

    Insurance policies help protect you against possible risks and threats. However, criminals are using creative strategies to cause harm. Insurance scams are becoming a frequent occurrence. Here’s a look at some common insurance scams to watch out for.

    • Fraudulent Insurance Agents

      Insurance carriers and agents strive to help you find coverage at a rate that aligns with your finances. Research shows that predators are lurking. Fraudulent agents may seek to collect premiums on non-existing policies. They will offer you policies with fake protection. The National Association of Insurance Commissioners recommends that you contact your state’s insurance department before accepting the terms of a policy with a company you are not familiar with.

      If the insurer doesn’t have any contact information, that is a red flag. Offering premiums for coverage that are substantially lower than market value is another warning sign. You should never feel pressured into purchasing a policy and try to have a face-to-face meeting with your agent before purchasing coverage.

    • Cyber Threats

      Millions of Americans lose money every year due to a phone scam. At some point, more than 30 percent of citizens will fall prey to one of those scams. Computer hackers will certainly look at acquiring your phone number or email address. Never send personal information through an email, and make sure that you can trust the person on the other end of your phone call before revealing any personal information.

    • Fake Accidents

      You should be alert at all times when you are operating a vehicle. Inattentive drivers are often sabotaged by dishonest drivers who set up accidents to make it seem like they were at fault. If the person scamming you has one or more witnesses, you may be helpless if they file a claim.

    Common fraudulent accidents include:

    • Side Swipe

      Pay attention to intersections that have multiple turn lanes. A criminal may anticipate you drifting too wide from your inside lane. The momentum can cause them to swipe your vehicle and cause a crash.

    • Drive Down

      A drive down often occurs when you are trying to make a turn without the right of way or while you are entering traffic. Another driver might gesture you to join the traffic. However, they speed up and hit your car once you move forward. Once law enforcement arrives, they deny ever telling you to merge. This also occurs if you’re moving from a parked position. They can say that the coast wasn’t clear for you, especially if you have witnesses.

    • Panic Stops

      Panic stops occur when a vehicle in front of you puts on the brakes when you aren’t expecting it. If you aren’t paying attention, you will hit the end of their vehicle. Swoops are also common. Swoops occur when a driver swerves in front, causing the driver in front of you to apply the brakes. There’s a good chance you will hit the rear end of the vehicle in front of you, and the driver of the swoop vehicle simply drives off.

    False Claims

    Common false claims include:

    • Exaggeration

      Criminals may overstate the actual damage caused by a crash. It’s possible that they simply hit a mailbox or fence, but they insist the damage happened because of a severe accident.

    • Adding a Passenger

      Criminals may add a fake passenger to their claim. In most cases, the fake passenger agrees to be in the car at the time of the accident because they want a payday. They most likely weren’t close to the scene at all.

    Car insurance is designed to protect you in most situations. However, criminals will always look to take advantage of vulnerable situations. These tips should help you stay safe on the road and avoid being targeted. If you have any questions about your auto insurance policy, contact our insurance experts here at C.V. Mason Insurance Agency, and we will assist you.

    Auto Insurance Scams, car insurance policies

    C.V. Mason Insurance Agency

    The C.V. Mason Insurance agency is a local family-owned independent Insurance agency since 1883. Our goal is to provide you with the best possible coverage at the best possible price. We have 11 Major Insurance companies which allow us to get the best deal for you.

    More posts by C.V. Mason Insurance Agency

    Related Post

    • Follow These Tips To Keep Your Fireplace Working Properly

      By C.V. Mason Insurance Agency | Comments are Closed

      If you have a fireplace, chances are it will get a lot of use during the winter season. Between the sounds of crackling wood and all the heat that your fireplace puts out, it canRead more

    • Common Snow Driving Mistakes To Avoid

      By C.V. Mason Insurance Agency | Comments are Closed

      With the winter temperatures continuing to drop, the roads are becoming more and more dangerous. Even though snow covered road can be a beautiful sight, it can very dangerous once you get behind the wheel.Read more

    • Who Needs an Umbrella Insurance Policy?

      By C.V. Mason Insurance Agency | Comments are Closed

      Umbrella insurance can help to provide the additional financial protection you need. It can be easy to think that you are covered in case of any peril with your existing insurance policies. However, all ofRead more

    • Spoiled Food & Power Outages: Who Will Cover the Bill?

      By C.V. Mason Insurance Agency | Comments are Closed

      Your home insurance company may cover spoiled food after your power goes out. Power outages happen all the time, especially during winter storms. While living in the dark for a few hours may not seemRead more

    • 4 Things You Didn’t Know Your Business Insurance Policy Would Cover

      By C.V. Mason Insurance Agency | Comments are Closed

      Your insurance policies may be providing more coverage than you think! Your insurance policies are meant to provide coverage for some of the most common perils that you encounter. However, the coverages don’t just endRead more

    • How To: Take Care of Stored Vehicles

      By C.V. Mason Insurance Agency | Comments are Closed

      These tips will help you properly maintain the vehicles that you rarely use. Regular maintenance is part of the responsibility of owning a car. However, the maintenance that is required for a car that youRead more

    • Protect the Symbol of Your Love, Your Engagement Ring, With the Right Insurance

      By C.V. Mason Insurance Agency | Comments are Closed

      Do you need engagement ring insurance? The answer is probably yes. As Valentine’s Day approaches, it may give you great joy to find out that you can get covered for your engagement ring, that veryRead more

    • Tips to Get Your Teen Driver Road Ready

      By C.V. Mason Insurance Agency | Comments are Closed

      Is your teen prepared to take on the road? Use these teen driver tips to help. Letting your teen take the wheel is a serious trust exercise for most parents. Give yourself a little extraRead more

    NextPrevious

    Subscribe

    * indicates required

    Popular Posts

    • The Three-Second Driving Rule (2)
    • Can I Cancel My Auto Insurance at Any Time? (1)
    • Small Business Insurance That Your Small Business Needs (1)
    • Foolproof Ways to Prevent Frozen Pipes in Your Home (1)
    • Spoiled Food & Power Outages: Who Will Cover the Bill? (0)

    Categories

    Archives


    The C.V. Mason Insurance agency is a local family owned independent Insurance agency. Our goal is to provide you with the best possible coverage at the best possible price. We have 11 Major Insurance companies which allow us to get the best deal for you.

    Write A Review

    Contact Information

    • 254 Main St
    • Bristol, CT 06010

    • Phone Number
      (860) 583-4127
    • Fax
      (860) 314-2720

    • Email Address
      info@cvmco.com

    Get A Free Quote

      Name*

      Email*

      Phone Number*

      Zip Code*

      Type of Insurance

      • Home
      • About Us
      • Services
        • Auto Insurance
          • Auto
          • Boat
          • Classic Car
          • Motorcycle
          • RV
          • Auto Insurance Farmington, CT
          • Auto Insurance Plainville, CT
          • Auto Insurance Southington, CT
        • Home Insurance
          • Condo
          • Home
          • High Value Home
          • Renters
        • Life Insurance
          • Life Insurance
          • Health Insurance
        • Commercial Auto
          • Commercial Auto
          • Auto Dealers
          • Fuel Oil Dealers
          • Snowplow
          • Trucking
        • Commercial Property
          • Commercial Property
          • Apartment Owners
          • Condo & HOA
        • Commercial Insurance
          • Business Insurance
          • Contractors
          • Landscaping
          • Liability
          • Manufacturers
          • Restaurant
          • Workers’ Compensation
        • Get A Free Quote
      • Client Support
        • Payments & Claims
      • Blog
      • Contact
        • Referral Program
        • Write A Review
      • GET A QUOTE
      C.V. Mason Insurance Agency
      © Copyright 2022 C.V. Mason Insurance Agency | Privacy Policy | Sitemap |Insurance Marketing Powered By Stratosphere
      Free Insurance Quote

       

      Please fill out the form below and we’ll be in contact with you shortly!

        Preferred Method of Contact

        Best Time to Contact

        Homeowners Insurance Quote

         

        Please fill out the form below and we’ll be in contact with you shortly!

          Preferred Method of Contact

          Best Time to Contact

          Apartment Owners Insurance Quote

           

          Please fill out the form below and we’ll be in contact with you shortly!

            Preferred Method of Contact

            Best Time to Contact

            Auto Insurance Quote

             

            Please fill out the form below and we’ll be in contact with you shortly!

              Preferred Method of Contact

              Best Time to Contact