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College Students, Don’t Forget Your Renter’s Insurance

    Home Uncategorized College Students, Don’t Forget Your Renter’s Insurance
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    College Students, Don’t Forget Your Renter’s Insurance

    By C.V. Mason Insurance Agency | Uncategorized | Comments are Closed | 28 September, 2017 | 0

    Your child is all packed up and ready to head off to college. Do they have the right insurance for the semester ahead?

    College season is upon us, and many young adults across the nation are moving out on their own. Whether choosing the dorm life or living off campus with friends, it’s the first time that students start to acquire their own possessions. These include stereos, laptops, printers, tablets, phones, flat screen TVs, and those all-expensive textbooks. In turn, college students should be aware of the assets that they take with them.

    Chances are, if a student’s laptop gets stolen, it’ll cost at least $1,000 or more. Typical college students don’t have that kind of cash lying around.

    Fortunately, renter’s insurance will step in to cover the costs. Most standard renter’s insurance policies provide three types of coverage:

    • Personal property – A typical policy covers your belongings if they are damaged due to fire, theft, vandalism, smoke, lightning, windstorm, and discharge of water.
    • Liability – This is coverage that insures you if you’re sued. If someone slips and falls on the property, and he/she sues for the cost of medical bills, your liability coverage will help you to pay for this expense.
    • Loss of use – This coverage helps you to pay for another apartment or hotel should you be unable to use your rented property for any reason.

    Depending on your situation, you’ll need additional insurance to cover hurricane damage, flood damage, and identity theft protection. Every parent wants to set their child up for success by sending them off to college, protected.

    The bottom line is that you need renter’s insurance to safeguard belongings and finances. Contact C.V. Mason Insurance Agency in Bristol today to get started.

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    C.V. Mason Insurance Agency

    The C.V. Mason Insurance agency is a local family-owned independent Insurance agency since 1883. Our goal is to provide you with the best possible coverage at the best possible price. We have 11 Major Insurance companies which allow us to get the best deal for you.

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