Learn how to stay calm and handle a car accident calmly and thoroughly.
Getting into a car accident is every drivers worst nightmare. However, don’t let the stress of the situation get the best of you. Stay calm and make sure you’re handling the situation carefully by following this easy step-by-step guide.
1) Assess Yourself
In the immediate aftermath of an accident, it’s okay to be a little bit rattled. Take a couple of breaths to steady yourself and then assess the situation. Carefully check yourself for any signs of injury and only continue if you are feeling okay. If you have even a minor issue, such as dizziness, then make sure you get checked out by a medical professional.
2) Secure Your Vehicle
If possible, move your vehicle to a safe place then put it in park. Switch on your hazard lights and make sure you exit your car slowly and carefully.
3) Check on the Other Party
If there was another party involved (another driver, bicyclist, pedestrian) then make sure they are okay. If necessary, contact emergency medical services. If someone is unconscious or has a neck injury, then avoid moving them if possible.
4) Call the Police
Even if it was a minor accident, having a copy of the police report can help you when you go to file your insurance claim. When the police arrive at the scene, do not admit fault and avoid blaming others. Let the police objectively determine fault for themselves. Make sure you get the names and badge numbers of the responding officers.
5) Exchange Information
You should exchange names, numbers, insurance information, and license plate numbers with the other party. You should also get contact information for any witnesses. Finally, if you have the chance, take as many photos of the accident scene as possible.
6) Contact Your Insurance Agency
When you get the chance, make sure you report the accident to your insurance agency. Carefully recall all the details you can and make sure you are completely honest. From there, your agent can walk you through the claims process. Having a copy of the police report and having the pictures you took should help with this.
Use this guide to make sure you’re handling a car accident correctly. Remember, having the right car insurance can protect you if you’re ever in an accident. To find the best policy for your needs, contact the experts at C.V. Mason Insurance Agency in Bristol, Connecticut. Our team is ready to assist you with all your insurance needs.