How to protect your property from snow and ice damage.
Winter is coming and with it comes colder temperatures that can damage your property if you haven’t prepared properly. Managing winter property damage can be even more stressful over the holidays as getting out workers over the season can be impossible, resulting in what could turn out to be a holiday nightmare. To prevent property damage, read on!
Keep your pipes warm
Frozen pipes can be one of the most costly damages brought on by cold weather. If a pipe freezes and bursts, it can cause a whole slew of other problems from damaged drywall, interior flooding, mold, and ruined belongings. Make sure the pipes are insulated, that cracks are filled with caulking, and that your heating is set to a minimum of 55 degrees.
Trim the trees and clean out the gutters
When the weather permits, tend to the yard. Winter storms can snap off weak branches and crash them into your house and car, making it important to get rid of these branches now. It’s also important to direct water away from your property. Clean out the gutters and direct the downspouts away from your home’s foundation.
Clear pathways and property entrances
After a storm, it’s vital that you remove snow and ice from walkways. Use rock salt or grit to avoid any slips and trips. Remember to shovel snow safely, taking regular breaks and wearing the appropriate winter gear.
Check your insurance
No one wants their property to get damaged in winter and have to submit an insurance claim. But just in case you do find yourself in this situation, you’ll want to know exactly what your policy covers. Give your insurance company a call to go over the specifics of your coverage. Ask about common winter damage and how your insurance can help.
Having the right home insurance in hand can help you when you need to file a claim. Talk to the professionals at C.V. Mason Insurance Agency to get started on your tailored coverage today.