It may come as a surprise, but renters insurance covers a lot and is more helpful than you might think.
You probably have heard the renter horror stories that come with renting. The stolen valuables after an apartment break-in, the collapse of a ceiling and crushing furniture, a broken water pipe floods the entire apartment, and more. These are only some of the risks you face when you rent, and knowing you are covered can give you the peace of mind you deserve. Here are a few surprising things that are insured by renters insurance.
Surprising Things Covered by Renters Insurance
- Dog bites
Many people are surprised when they find out that dog bites are covered under renters insurance. If your dog bites another person or another pet, you would be held responsible for all the damages which can be quite expensive depending on the bite force of the dog.
- Belongings stored off-site
As Americans, we have the luxury of having so much stuff we often need extra space to hold the stuff we “need” but don’t want at the moment. The general renters insurance policy will cover up to ten (10) percent of your contents coverage off-site.
Your renters insurance will not cover the cost of moving cross country, but if you must relocate due to a fire, water damage, or any other covered incident, your insurance will help pay for your relocation.
If your luggage is stolen while you are on vacation, your renters insurance will cover it. Renters insurance will also cover your items that are damaged by a covered loss.
To get excellent coverage for your Connecticut apartment, condo, or home, contact C.V. Mason Insurance Agency in Bristol today. With the right renters insurance, you can be covered for more than you think.