Easy ways to avoid common home insurance claims.
When homeowners think of home insurance claims, it’s likely that they’ll think of mass-destruction events such as hurricanes and wildfires. However, it’s common for homeowners to file claims for mishaps such as fires and liability accidents. These events may not be as catastrophic but they can take a toll on the homeowners’ wallet if they aren’t prepared. To prevent common claims that can easily be avoided, take a look at these tips.
All it takes is a small spark to turn an entire property to ash. From candles to electrics, fires can occur in the home without warning. To prevent filing a fire claim, ensure you take care in the kitchen when cooking, place candles out of reach of children and pets, and to never overload electrical outlets.
Falls can be an issue for a number of reasons. If a guest falls on your property, not only could they hold you liable for their injuries, but they could file a suit against you for negligence. To prevent falls, ensure safety railings are secure, there are no uneven pathways, and stairs are well-lit.
It’s not just heavy storms that can cause flooding. Washing machines, dishwashers, and leaking pipes can cause floods in a home. To prevent flooding from these issues, it’s best to regularly maintain these appliances. Place them in an area where you will know immediately when there is a water issue. Don’t ignore patches of damp on the wall that could indicate there’s a burst pipe.
Having the right home insurance in hand can help you when you need to file a claim. Talk to the professionals at C.V. Mason Insurance Agency to get started on your tailored coverage today.