How are auto damages estimated?
If your vehicle is damaged in an accident, it can be a stressful situation for any of us. Most of us aren’t qualified mechanics and cannot understand the extent of the vehicle damage immediately. For this reason, it’s normal to panic and think the worst about the repair expenses. After all, what can look like a seemingly minor bump can cause a vital part to crack, which can be expensive to replace. To help you understand the process of estimating auto damage to put your mind at ease, read on.
Firstly, you will want to call your insurer and let them know you have been in an accident. From here, they can get started on filing a claim. You will then be directed to a claims adjustor who will take down your statement of what happened during the accident. He or she may send out a vehicle appraiser to inspect the vehicle or they will ask you to take your car to an approved body shop that they work with.
The appraiser will take pictures of the entire vehicle as well as the damage from the accident. The insurance agency is liable to cover only the damage caused by the accident, so they will inspect the vehicle to ensure there has not been previous damage.
The auto estimate will detail what work needs to be done to restore the vehicle, as well as any part replacements, paintwork, labor, and tax expenses associated with the cost of work. During the process of repairing the vehicle, the mechanics may find additional damages down the road. If this happens, the repair show will submit another estimate. Keep in mind that this can slow down the process, but it is necessary to ensure your vehicle is restored safely.
For all of your car insurance needs, contact C.V. Mason Insurance Agency in Bristol, Connecticut. We will work with you to ensure you have the right amount of auto insurance coverage, all at the right price to fit your budget.