Lessons to Be Learned After Hurricane Florence
In the wake of the disaster that Hurricane Florence left behind, experts estimate up to $13 billion dollars in damage occurred. Florence was an epic storm that brought unprecedented and widespread disasters. The states worst affected were North and South Carolina, Georgia, Virginia, and Maryland. After the destruction, there are a few things that homeowners can learn from the recent hurricane damage.
Consider purchasing a flood insurance policy. A key lesson learned from Florence was that neither a home or renters insurance policy covers flood damage. This means that for many homeowners who didn’t hold a flood insurance policy, they are on their own to cover the cost of rebuilding and repairing. Since 1968, flood coverage has been available from the National Flood Insurance Program (NFIP) and private insurers offer coverage, too.
Keep an up-to-date home inventory. An inventory of personal possessions makes it easier and quicker to let the insurance agency know belongings were destroyed in the hurricane. When it comes to filing a claim, this list can save a lot of time! Ensure you have an inventory and update it when you purchase new belongings and get rid of items.
Protect the property. When it’s your home versus a hurricane, there’s always the likelihood that your home will come away worst. That doesn’t mean you can skip out on protecting your property, though. Strengthening the roof, windows, and doors is important to protect the home’s structure.
Do you need help deciding on the right insurance policies for your needs? Contact the team at C.V. Mason Insurance Agency in Bristol, Connecticut today! We can help you find reliable coverage to protect you through disasters.