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Your homeowners’ insurance can be difficult if you don’t fully understand your policy and the claims process. Several common mistakes can be avoided when you file a claim. If you have a question, ask your agent and follow the directions they give you to file any homeowners’ insurance claim. Not Reading Your Policy Reading yourRead more

Homeowners using escrow accounts may see their mortgage payments rise each year due to the insurance agency’s annual policy re-evaluation. Several factors can trigger these increases, some of which the homeowner can control. Here’s a look at situations that cause your homeowner’s insurance costs in Bristol, CT, to increase annually. Property Changes Any work youRead more

First-time homeowners often make very common mistakes that can eventually be quite costly. These mistakes can be avoided if you are aware of them. Unfortunately, some first-time homeowners may not know how costly some of these mistakes are until it is too late to do anything about them. It’s important to take a close lookRead more

Mold is an environmental contaminant that emerges from moisture and may cause long-term damage to homes if not managed through regular maintenance. Since mold spreads gradually and sometimes rapidly, it’s best to address it early before it lowers the value of your property. Here’s a look at what a home insurance policy covers in termsRead more

Insurance experts recommend paying for minor home repairs out of pocket instead of filing home insurance claims. This is because every claim you make can cause your insurer to raise your premiums. The increase will typically depend on the number of claims recently filed as well as the type and size of the claim filed.Read more

As a homeowner, it’s in your best interest to ensure that your home is kept in tip-top condition and is as safe as possible. One of the best ways to take care of your property is to stay on top of regular home maintenance tasks. If you’re not sure where to start this summer, takeRead more